Preset eCard

Preset eCard
Overview

eCard is the electronic payment card from BisB. The eCard offers you unprecedented flexibility and user-friendliness in completing online transactions. With pre-paid and a preset (credit limit enabled) versions of the card, you can choose the card that is ideal for you and have high security on your online spending. With your BisB eCard you can also complete payment transactions over the telephone.

The eCard is supported by BisB’s highly secure online banking network. Through BisB’s easy to use online banking portal you can top-up your online account instantly, allowing you the flexibility to use the card at any time you require.

The preset BisB eCard is similar to a credit card. The preset eCard gives the option of having a credit limit of BD50 to BD500 The preset eCard is also supported by BisB Internet Banking portal through which you may transfer money from your BisB account to settle your eCard bills, check the status and summary of your online transactions.

Aramex Special Offer
  • Lifetime Aramex Shop and Ship membership for only BD5 (Actual cost is BD17).
  • Eighteen physical addresses (United States of America, United Kingdom, United Arab Emirates, China, Turkey, Germany, India, Hong Kong, South Africa, Italy, Spain, France, Canada, Malaysia, Singapore, Thailand, South Korea and Japan)

For inquiries or to subscribe call 17 51 51 51

Benefits of BisB eCard
  • Spending limit of up to BD500
  • Instant online payments using BisB accounts or by using any other local bank’s ATM card through the Benefit Payment Gateway
  • Online access to your eCard account details through BisB’s Internet Banking Services at www.ebisb.com
Eligibility

BisB eCard is available to Bahraini and non Bahraini nationals.

The general criteria of obtaining a Preset eCard from BisB is detailed below:

  • Age of Applicant: 21 years of age at the time of application.
  • Minimum Work Experience: 4 Months.
  • Maximum DSR (Debt Service Ratio): The total debts of the customer including all existing installments, new installment and 5% of the credit card and over draft limits, should not:
    • exceed 50% of the monthly income for individuals with salaries of BD3000 per month or less.
    • exceed 60% of the monthly income for individuals with salaries above BD3000 per month.
  • Residence Permit (non Bahraini individuals)
Required Documents

To apply for Preset eCards, applicants must provide the following documents:

Employed:
  • Two valid Identifications.
  • 3 months Pay Slip.
  • Latest 3 months Bank Statement.
  • Latest Salary Certificate.
  • Signed Credit Report Bearue (CRB - Benefit) form.
  • Signed Promissory Note.
Self-Employed:
  • A copy of 2 valid Identifications i.e. Smart Card and Passport or Driving License.
  • Latest 6 months Business Bank Statement.
  • Article and Memorandum of Association.
  • The Commercial Registration (CR).
  • Signed Credit Report Bearue (CRB - Benefit) form
  • Signed Promissory Note.
  • Filled and signed application form.

Click Here to view the terms and conditions of the Preset eCard

FAQ

Is there any association for payments through Paypal?

Yes, BisB cardholders can send and receive payments through Paypal.

What is the process of card renewal?

All BisB cards are automatically renewed 2 months prior to the date of expiry and the renewed cards are delivered to the cardholder’s address.
* Note: Please ensure you maintain an updated profile with the Bank.

What are the channels of payment?

  • Through cash or cheques at any BisB branch.
  • Through the Direct Debit Service from your BisB account (Applicable to post-paid eCards only).
  • Through BisB’s Mobile Banking System.
  • Through BisB’s Internet Banking Services or the Benefit Payment Gateway Service using other banks’ ATM cards at www.ebisb.com

Are transfers possible from BisB eCards to saving accounts?

Yes, but any balance may only be acquired over the counter at any branch or by calling 17515151 for a fee of BD3.

Should there be no account registered under the name of the cardholder at BisB, a manager cheque will be issued at a fee of BD5.

What is the timeline required for eCard accounts to be deposited at online transfers?

eCard account balances are instantly deposited for any online transfer.
*Terms and Conditions Apply