Gold MasterCard

Gold MasterCard
Overview

Explore your world through BisB’s unique transparent MasterCard and enjoy a wide range of benefits. BisB Credit Cardholders can make cash withdrawals at more than a million ATMs and financial institutions all over the world.

Aramex Special Offer
  • Lifetime Aramex Shop and Ship membership for only BD5 (Actual cost is BD17).
  • Eighteen physical addresses (United States of America, United Kingdom, United Arab Emirates, China, Turkey, Germany, India, Hong Kong, South Africa, Italy, Spain, France, Canada, Malaysia, Singapore, Thailand, South Korea and Japan)
    • Most competitive fees in the market.
    • Attractive discounts and seasonal offers from local and regional merchants.
    • Lifetime Aramex Shop and Ship membership for BD5 only (Discounted from BD17).
    • Attractive free Gulf Air Falconflyer Programme (FFP) or Qatar Airways Qmiles Programme travel air miles: Gold - 1 mile for every BD1 spent
    • Convenient payment channels through:
      • Cash or cheque.
      • Direct debit service.
      • Online through the Internet Banking Services or Benefit Payment Gateway at www.ebisb.com
      • Through selected BisB ATMs.
    • Cash withdrawal transactions up to 50% of the credit limit.
    • Minimum amount to be paid by the customer is 5% of the outstanding balance subject to a minimum of BD10/-.
    • No Annual Subscription Fees on the main and supplementary cards.
    • Free unlimited supplementary cards.
    • Free SMS notifications of your transactions.
    • 25 days grace period.
  • For inquiries or to subscribe call 17 51 51 51

    Card Features and Services:
    What is the credit limit of the Gold MasterCard?
    Type
    Minimum Credit Limit
    Employed Individuals 600
    Self-employed Individuals 600
    Secured Financing 600
    What are the monthly and yearly fees for the Gold Card?

    Monthly & yearly fees are as follows: 

    Card type
    Annual Service fee
    Monthly Service Fee
    Gold BD1500 BD125

    For inquiries, contact us by email cardcentre@bisb.com, or call 17515151

Eligibility

BisB credit cards are available to Bahraini and non Bahraini nationals who are currently employed within any organization that is listed on BisB’s Approved List of Employers (ALE).

The general criteria of obtaining a BisB Credit Card is detailed below:

  • Age of Applicant: 21 years of age at the time of application.
  • Minimum Work Experience: 4 Months.
  • Maximum DSR (Debt Service Ratio): The total debts of the customer including all existing installments, new installment and 5% of the credit card and over draft limits, should not:
    • exceed 50% of the monthly income for individuals with salaries of BD3000 per month or less.
    • exceed 60% of the monthly income for individuals with salaries above BD3000 per month.
Required Documents

To apply for BisB credit cards, applicants must provide the following documents:

Employed:

If you are an employee of an organization or institution, you will require the following documents:

  • Two valid Identifications.
  • Latest 3 months Pay Slip.
  • Latest 3 months Bank Statement.
  • Latest Salary Certificate.
  • Residence Permits (non Bahraini individuals).
  • Signed Promissory Note.
  • Signed Credit Report Bureau (CRB - Benefit) form.
Self Employed:

If you are self employed, you will require the following documents:

  • Two valid Identifications.
  • The Commercial Registration (CR).
  • Latest 6 months Business Bank Statement.
  • Memorandum and Articles of Association.
  • Signed Promissory Note.
  • Signed Credit Report Bureau (CRB - Benefit) form.
Fees and Charges

To view the fees and charges of BisB credit cards Click Here

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